:root{--navy:#0d3a75;--teal:#13a7ad;--orange:#ff861a;--ink:#10233f;--muted:#667085;--bg:#fff;--soft:#f4f8fb;--line:#dce5eb}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
img{max-width:100%;display:block}a{text-decoration:none;color:inherit}.container{width:min(1180px,92%);margin:0 auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-wrap{height:92px;display:flex;align-items:center;gap:28px}.brand img{height:70px;width:auto}.nav{display:flex;gap:22px;align-items:center;margin-left:auto;font-size:.96rem}.nav a:hover{color:var(--teal)}
.btn{display:inline-block;background:var(--teal);color:white;padding:14px 22px;border-radius:12px;font-weight:800;box-shadow:0 10px 24px rgba(19,167,173,.18)}.btn-small{padding:11px 18px;white-space:nowrap}.menu-toggle{display:none;margin-left:auto;background:none;border:0;font-size:1.8rem}
.hero{min-height:660px;background:linear-gradient(90deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.92) 38%,rgba(255,255,255,.35) 60%,rgba(255,255,255,.08) 100%),url('https://images.unsplash.com/photo-1476480862126-209bfaa8edc8?auto=format&fit=crop&w=1800&q=80') center/cover no-repeat}
.hero-content{min-height:660px;display:flex;align-items:center}.hero-card{max-width:680px;padding:70px 0}.eyebrow{font-weight:900;color:var(--orange);text-transform:uppercase;letter-spacing:.08em;font-size:.8rem}
h1,h2,h3{line-height:1.1;margin-top:0}h1{font-size:clamp(2.7rem,6vw,5.4rem);color:var(--navy);margin-bottom:20px}h1 span{color:var(--teal)}h2{font-size:clamp(2rem,3.5vw,3.4rem);color:var(--navy)}.lead{font-size:1.25rem;max-width:640px;margin-bottom:28px}.micro{margin-top:18px;font-weight:700;color:#37506d}
.benefits{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:28px;padding:34px 0}.grid-4 article{text-align:center;padding:10px}.icon{width:58px;height:58px;border-radius:50%;background:#e9f7f8;display:grid;place-items:center;margin:0 auto 14px;font-size:1.6rem}.grid-4 h3{font-size:1rem;color:var(--navy)}.grid-4 p{font-size:.92rem;color:var(--muted)}
.section{padding:88px 0}.section.alt{background:var(--soft)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:start}.steps{display:grid;gap:16px}.steps>div,.cards article{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:0 8px 28px rgba(16,35,63,.05)}.steps span{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--orange);color:white;font-weight:900;margin-bottom:8px}.steps h3{margin-bottom:6px}.steps p,.cards p{margin:0;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:30px}.cards h3{color:var(--navy)}.note,.affiliate-note{margin-top:24px;padding:16px 18px;background:#fff;border-left:4px solid var(--orange);border-radius:10px}.text-link{color:var(--teal);font-weight:800}.narrow{max-width:760px}.contact{text-align:center}
footer{background:#0d2345;color:white;padding:46px 0 22px}.footer-wrap{display:flex;align-items:center;justify-content:space-between;gap:30px}.footer-brand img{height:74px;background:white;border-radius:14px;padding:8px}.footer-brand p{margin:12px 0 0;color:#d7e4f2}.footer-links{display:flex;gap:22px;flex-wrap:wrap}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:18px;color:#a8bdd1;font-size:.9rem}
@media(max-width:900px){.nav{display:none;position:absolute;top:92px;left:0;right:0;background:white;padding:22px 4%;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line)}.nav.open{display:flex}.menu-toggle{display:block}.nav-wrap>.btn-small{display:none}.grid-4,.cards,.two-col{grid-template-columns:1fr 1fr}.hero{background:linear-gradient(180deg,rgba(255,255,255,.98),rgba(255,255,255,.82)),url('https://images.unsplash.com/photo-1476480862126-209bfaa8edc8?auto=format&fit=crop&w=1200&q=80') center/cover no-repeat}}
@media(max-width:620px){.nav-wrap{height:78px}.brand img{height:58px}.nav{top:78px}.grid-4,.cards,.two-col{grid-template-columns:1fr}.section{padding:64px 0}.hero,.hero-content{min-height:580px}.hero-card{padding:50px 0}h1{font-size:3rem}.footer-wrap{flex-direction:column;align-items:flex-start}}